If you are like most people in Maryland who have gone to college, you graduated with not just a diploma but also with some student loan debt. If you are now facing a divorce and still owe on your student loans, you might assume that you will be forced to repay these loans on your own. On the flip side, if your spouse is the person with the student loan debt, you might assume that you will not have to be responsible for the debt after your divorce.
You may know an adult in Maryland, perhaps a member of your family, who is not competent to make decisions for himself or herself due to disability or incapacitation. The condition may have been present since childhood, or it may have occurred as an adult. It may be age-related or the result of head trauma or substance abuse. Whatever the circumstance, the court has to put legal matters pertaining to this individual into the hands of a guardian who makes decisions on his or her behalf in regard to health, education and finances. The legal term for an individual with a guardian managing his or her affairs is a "ward."